5 Secrets That Insurance Adjusters Don’t Want You To Know

Insurance is a valuable commodity. Having insurance is a safeguard to financial loss in the event of an accident. Nevertheless, when an accident happens, the insurance company is not fully on your side. This post reveals 5 insurance secrets that adjusters and insurance companies don’t want you to know.

  1. Insurance companies benefit by not giving you full compensation.

Remember that insurance companies are a business. If they keep paying car accident victims, they will not make a profit. Insurance companies have to reduce the compensation they offer in order to stay a competitor in their industry. A claims adjuster’s job is to try and award you the bare minimum compensation.

  1. You do not have to give a recorded statement.

Insurance companies don’t read you your Miranda rights, but perhaps they should. You aren’t guilty of a crime, but your words will definitely be used against you. Perhaps you say in your statement that you don’t think you were injured. A few days later, you realize you have whiplash or another painful side effect. The insurance company will use your recorded statement to indicate that you weren’t injured by the accident and that your pain must have come from something else. As a result, you won’t receive the money you need. If you decide to give a recorded statement, make sure you discuss what to say with your attorney first.

  1. A claims adjuster is trained to negotiate–not just offer assistance.

When you speak to a claims adjuster, she is not just listening to you and offering her unbiased guidance. Insurance agents are trained to negotiate with you. This means that adjusters try to calm you down and make you think you aren’t entitled to a lot of compensation. Don’t try to argue with someone who is trained to handle your emotions and difficult situation. Attorneys like those at the Drake Law Firm are also skilled negotiators and can present your situation in the best way to earn you the most money.

  1. Your mistakes do not mean you are barred from compensation.

Fault is a big issue in car accidents. It’s true that the more at fault you are, the less money you’ll receive. If you were only partially responsible for your accident or injuries, however, do not be fooled into thinking that you can’t receive compensation. Take seatbelt laws for example. It’s true that not wearing a seatbelt could mean that you won’t receive the full compensation to pay the medical bills.  Regardless, you’re still entitled to financial compensation and should not settle for less than you deserve.

  1. You need an attorney to guarantee you receive the full compensation.

Claims adjusters will give you a total amount of what you should receive and why. Their amount, however, could cut corners or miss important aspects of compensation. Experienced attorneys know the tricks and games that insurance companies use. Only lawyers know if you are being cheated out of extra money. Your attorney has a duty by law to make you his priority and ensure that you receive fair treatment. Trust this legal duty and allow your attorney to do his job for you.

About Author

Benjamin Drake is a California personal injury attorney and founder of Drake Law Firm. A law firm dedicated to all injured with dedicated attention and deserved compensation.

Archives

FindLaw Network

Meet The Jaroslawicz & Jaros Team

David Jaroslawicz
David Jaroslawicz »

David Jaroslawicz, the principal partner of Jaroslawicz & Jaros, is a member of the New York, Florida and California bars. He has been …

Abraham Jaros
Abraham Jaros »

Abraham Jaros, co-partner and founder of Jaroslawicz & Jaros, is a seasoned and successful trial lawyer who began his career over 40 years ago...

Roger Lavinsky
Roger Lavinsky »

Roger Lavinsky, a senior associate of the firm, has been with Jaroslawicz & Jaros for twelve (12) years and has been practicing personal …

Michael Levine
Michael Levine »

Michael Levine is a senior trial attorney at Jaroslawicz and Jaros and has been with the firm for almost four (4) years. He …

Tom Miller
Tom Miller »

Tom Miller joined Jaroslawicz and Jaros as an Associate in 2017. He graduated from Roger Williams University School of Law in 2011 and is admitted to practice in New York and New Jersey.

Samantha Ribeiro
Samantha Ribeiro »

Daniel Perrone recently joined Jaroslawicz & Jaros as an Associate in 2017. He graduated from St. John's University School of Law …

David Tolchin
David Tolchin »

David Tolchin is a senior associate of the firm, has been with Jaroslawicz and Jaros for eighteen (18) years since graduating from law …

Mariel-Crippen
Mariel-Crippen »

Mariel Crippen joined Jaroslawicz and Jaros as an Associate in 2018. She graduated from St. John's University …

Elizabeth Eilender
Elizabeth Eilender »

Elizabeth Eilender has been “Of Counsel” to the firm of Jaroslawicz & Jaros for twenty four (24) years. She is a …

Michelle Holman
Michelle Holman »

Michelle Holman, is a senior associate of the firm, has been with Jaroslawicz and Jaros for almost eight (8) years. She is a …

Awards & Recognition

AVVO Rating | 9.8 | Abraham Jaros | Top Attorney
10 Best law Firms | 2014-2016
Top NY Verdicts of 2008
Top Attorneys In New York
The National Trial Lawyers
Super Lawyers | Excellence In Practice 2016
American Association for Justice
Super Lawyers
Top 100 Trial Lawyers
10 Best law Firms | 2015
American Institute Of Personal Injury Attorneys
Lead Counsel Rated
BBB: Accredited Business
Expertise | Best Car Accident Attorneys in New York City | 2017
10 Best Badge | Attorney Client Satisfaction